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Staying Healthy May Be Too Expensive
4 Tips to Reduce Medical Costs
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When we’re ill, the costs can be incredibly high to the point where it often feels as though we are being punished for daring to get sick.
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High medical bills, heavy costs and high insurance premiums are just a few of the financial problems that seem to be permanently connected to our health.
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In this post, we can look at costs and explore ways of making them more manageable.
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Staying Healthy May Be Too Expensive: Remedy #1
The 2-Week Rule to Cut Down Heavy Medicine Costs
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When you go to a doctor, they can prescribe you with wonderful medicines to treat your illness ranging from the common cold to a serious disease.
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Unfortunately, usually medicine is more expensive for diseases which are less common and more life threatening. Worse still, the bills often don’t come through until a few weeks after being given your prescription. So, it can be quite a shock to find that you’ve spent hundreds on medicine just to get better.
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To cut the costs here, you can look into the possibility of using coupons and vouchers to get medicine cheaper. With RX coupons, for instance, you can get most prescription medicine at a price 90 percent less than the typical bill. We’re sure you’ll agree that’s incredibly useful.
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You may want to check out the two-week rule as well. The two-week rule is a matter of waiting two weeks for symptoms to disappear without medicine. If they do, you probably never needed help from the doctor at all.
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Staying Healthy May Be Too Expensive: Remedy #2
How to Cut Down High Insurance Premiums
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To cut the cost out of your insurance, you need to know what affects it and the answer is…a lot.
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As a starting point, if you love extreme adventure sports, this could impact your health insurance. You might think that since you’ve never told your health provider that you love mountain biking or base jumping, it’s not going to affect you. It will if there is any sign of that hobby on social media or really anywhere else.
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Insurance companies have become incredibly skilled at finding out exactly what type of liability one of their clients brings. The general state of your health is also a factor to consider. For example, you may smoke and are wise to consider buying life insurance for smokers.
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However, people with a history of heavy smoking or drinking may find that their premiums are much higher.
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Staying Healthy May Be Too Expensive: Remedy #3
Hedge Your (Unexpected) Medical Procedure Costs
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Finally, we do need to think about medical procedures. Some medical procedures can cost anywhere up to a few hundred thousand dollars. Transplants are just one example of this. The question is, can you avoid that type of bill.
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The answer? No, and you won’t always see it coming either. This is why medical costs are one of the main causes of debt. The amounts are massive and there is no way to predict whether you’ll be hit with them.
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All you can do is make sure that you have a contingency plan in the event of this type of scenario. Buy property, and you’ll be able to use it as capital if you ever are presented with this type of debt.
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Staying Healthy May Be Too Expensive: Remedy #4
Reduce Stress: Stress will surely make you ill and increase your medical care costs!
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Here’s a stress relief exercise which does wonders!
Stop Mental Stress: Easy Mind Control Exercise
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- Find a quiet place to perform the Easy Mind Control Exercise. Get a piece of paper and write down 5 of the most horrid thoughts you’ve been having for the past few months.
. - Below the first 5 items, write down 5 beautiful thoughts, memories or ideas that are directly in contrast with the first 5 items you wrote down.
. - Focus your mind’s power on each of the undesirable thoughts and as you do, give your mind a firm command to remove the thoughts.
. - Visualize a blank space where each of the undesirable thoughts used to be. Begin placing pleasant thoughts on this blank space, to replace the bad ones that have just been driven out.
. - Repeat the exercise until you are satisfied and try again tomorrow.
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Our Readers also enjoyed and benefited from the Stress & Anxiety articles. Stress can cause many illnesses and escalate your medical costs. Cut down on stress and reduce your medical costs! Click to read:
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- Rock Your Stress Away With A Rocking Chair: 3 Big Reasons for Success
. - 5 Successful Strategies for Coping with Stress and Anxiety ~ For Best Results
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. - 5 Awesome Home Remedies For Stress
. - 6 Stress Management Tips ~ Top Hacks for A Healthier & More Enjoyable Life
. - 5 Best Exercises to Reduce Stress With Yoga ~ with 5 TOP Benefits
. - Get Proactive: 6 Top Tips to Create A Stress-Free Life
. - Stress At Work ~ 4 Tips for Staying Healthy on The Job!
. - Suffering from Anxiety ? 4 Symptoms 2 Treatments
. - Regular Anxiety Attacks? ~ 4 Top Methods to Help You Calm Down
. - Overcoming Anxiety ~ 3 Smart Tips to Beat This Disorder and Come Up Trumps!
. - Beat Anxiety with 3 Not-So-Common Approaches & Methods
. - The Dangers of Stress : You can have the upper-hand
. - Killer Stress : 3 Devastating Effects of Stress
. - Illness Anxiety Disorder ~ Take Precautionary Measures & Let It Go!
. - Anxiety and panic attacks: Understand Them & Reclaim Your Life
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,Share with us below your challenges, successes and tips regarding the costs of health care.
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